FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
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Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
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Mortgage Insurance vs. Homeowners Insurance
Posted Friday April 16, 2021 in Mortgage
If you’re obtaining a mortgage to buy a house, then you could have two types of insurance, homeowners insurance and mortgage insurance. Homeowner’s insurance is sometimes referred to as hazard insurance. These policies cover damage to your property and losses you might suffer in a natural disaster, flood, break-in or other unexpected circumstance. Much like […]
Restoring A Brown Lawn
Posted Friday April 9, 2021 in Home Improvement
Fertilizing, watering, and mowing are the usual steps to take for a healthy lawn, but sometimes things can go awry. Unsightly weedy and brown patches can show up on your lawn and seriously undermine your home’s curb appeal. Dealing with a damaged lawn can be a frustrating experience for homeowners. No matter how much water […]
Improve The Curb Appeal Of Your Home
Posted Friday April 2, 2021 in Home Improvement
Sometimes we focus so much on the interior of our homes that we may neglect the exterior. If you’re thinking about selling your home, or simply want to one-up your neighbors, here are a few ideas that will get you started. Walkway When folks come to your house, you want to roll out the red […]